At EBM Africa Insurance, we specialize in taking care of your most valuable assets by providing a complete suite of risk solutions that keeps a keen eye on our promise. Most auto insurance policies simply meet the legal requirements. In Kenya, this means your auto insurance will cover the damage you cause to Third party persons or property. Our bespoke policies are tailored to your specific requirements and can include the following benefits you won’t find with ordinary car insurance.
Other motor insurance policies go further and protect your car if it is stolen, damaged or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You can also get policies that protect your car if it is damaged by an uninsured driver. If you have chosen to drive something special then you require the insurance to match. We source policies from a limited number of handpicked insurers based on their coverage, financial security and market expertise to ensure that your insurance is bespoke to your requirements and responds in your time of need.
Many of our policies include cover for you to drive non owned and hired cars as standard so you are covered regardless of whose vehicle you are driving.
For many of our policies, your vehicle is insured at an agreed value. In the event of a total loss, you shall receive the pay out in full for the amount that is agreed with you shown on the schedule. This feature is especially important when buying a new car of leasing a car and can save you from having to purchase additional GAP cover.
Some of our policies will pay the cost of replacing with the same make, model, specification, mileage and age, and in the same immediately prior to a loss even if the value of the replacement vehicle is more than your Agreed Value.
You choose the garage where repairs are carried out to the highest manufacturer’s standards.
Your car will be covered for an unlimited number of foreign trips per policy period. The maximum duration of any one trip you are insured for can vary between 90 days to 365 days dependent on the policy selected